Spend Crypto Like Cash Worldwide

Your Wealth. Your Rules.
One Card.

ZenCard bridges cryptocurrency and traditional finance, enabling seamless spending, trading, lending, and earning across digital and fiat currencies.

8+
Supported Currencies
99.2%
Transaction Success
14.5%
Max APY Earn
$25K
Credit Limit

Complete Financial Ecosystem

Five core sections working together to give you complete control over your digital and traditional assets.

Home

Dashboard overview with portfolio tracking

Cards

Virtual & physical card management

Swap

Real-time crypto exchanges

Wallet

Multi-currency asset storage

Hub

Access all platform tools

Card Services

Virtual & Physical Cards for Global Spending

ZenCard offers both virtual and physical card options to accommodate different user needs. Virtual cards provide immediate access for online shopping, while physical cards enable in-person purchases at point-of-sale terminals globally.

Card Management

Freeze/unfreeze card, view current limits, access PIN and regional settings, configure MCC restrictions.

ZenCard Premium Card
Worldwide
Secure
Multi-Currency Wallet
Wallet & Assets

Multi-Currency Asset Management

The wallet supports a diverse range of cryptocurrencies and fiat currencies, enabling users to maintain a balanced portfolio across different asset classes.

Cryptocurrencies

BTCETHSOL

Stablecoins

USDTUSDC

Fiat Currencies

USDEURGBP
P2P Trading

Peer-to-Peer Marketplace

The P2P trading platform facilitates direct cryptocurrency transactions between users, providing an alternative to centralized exchange mechanisms with competitive rates.

Buy Side Features

Browse available sell offers, filter by cryptocurrency and fiat currency, sort by best price, view seller ratings.

Sell Side Features

Create sell listings, set pricing and terms, manage active offers, receive payments in preferred fiat currency.

P2P Trading Platform
Credit & Lending

Crypto-Backed Credit Facility

Borrow against your cryptocurrency holdings without liquidating your positions.

$25,000
Maximum Credit Limit
8.5%
Interest Rate
Real-time
Collateral Tracking
AI-Powered
Credit Recommendations

Supported Collateral & LTV Ratios

BTC
Max LTV
65%
ETH
Max LTV
60%
USDC
Max LTV
85%
USDT
Max LTV
85%
SOL
Max LTV
55%
Earn & Yield

Generate Passive Income

Earn competitive yields on your cryptocurrency holdings through flexible and fixed-term products.

Flexible Products

Withdraw at any time with no lock-up period

USDT8.5% APY
USDC7.8% APY
BTC4.2% APY
ETH5.1% APY

Fixed-Term Products

Higher APY

Commit for higher returns

USDT30-day
12.0% APY
USDC60-day
14.5% APY
Security Features
Security & Settings

Enterprise-Grade Security

Comprehensive security features protect your assets with multiple layers of authentication and device management capabilities.

2FA Authentication

Two-factor protection

Biometric Login

Fingerprint & Face ID

Device Management

Control authorized devices

Alert System

Real-time notifications

Zen Connect

Merchant Payment Gateway

Enable businesses to accept cryptocurrency payments with AI-powered analytics and fraud detection.

99.2%
Success Rate
AI-Powered
Fraud Detection
Multi-Currency
Settlement

Dashboard Features

Overview
Analytics
Fraud Detection
Referrals
Payouts
Team
Settings
Admin Dashboard

AI-Powered Platform Oversight

Comprehensive administrative tools for merchant management, compliance monitoring, and fraud analysis.

AI Alerts

Real-time threat detection and automated alerts

Merchants

Search, filter, and manage merchant profiles

Compliance

High-risk monitoring and regulatory adherence

Fraud Analysis

Merchant fraud rate visualization and scoring

Additional Features

A complete suite of tools for transactions, rewards, and insights.

FAQ

Frequently Asked Questions

Find answers to common questions about ZenCard's features and services.

Ready to Experience ZenCard?

Join thousands of users who are already spending crypto like cash worldwide.