Earn cashback on every purchase, access premium benefits, and enjoy exclusive rewards with ZenCard membership tiers.
Select the membership level that matches your lifestyle and unlock exclusive benefits.
Higher tiers unlock boosted cashback rates on specific spending categories.
| Category | Standard | Silver | Gold | Platinum |
|---|---|---|---|---|
Shopping | 1% | 2% | 4% | 6% |
Dining | 1% | 3% | 5% | 8% |
Travel | 1% | 2% | 5% | 10% |
Transportation | 1% | 2% | 3% | 5% |
Cafes | 1% | 3% | 5% | 7% |
Electronics | 1% | 2% | 3% | 5% |
Enter your monthly spending to see how much you could earn with each tier.
Estimate your potential earnings
Based on your spending, the Gold tier offers the best value with $40.51 in net monthly earnings.
Unlock exclusive perks and privileges with higher membership tiers.
Relax in premium airport lounges worldwide before your flight
Comprehensive coverage for medical emergencies, trip cancellation, and lost luggage
24/7 personal assistance for reservations, travel planning, and special requests
VIP access to concerts, sports events, and exclusive ZenCard experiences
Special discounts at premium brands, hotels, and restaurants worldwide
Skip the queue with dedicated support channels and faster response times
Maximize your earnings with these simple steps.
Apply for a ZenCard and choose your membership tier
Use your card for everyday spending anywhere Visa is accepted
Automatically earn cashback on every transaction
Convert cashback to crypto, fiat, or spend directly