Earn & Yield

Grow Your Crypto Passively

Earn competitive yields on your cryptocurrency holdings through flexible and fixed-term products. Up to 16% APY on select assets.

14.5%
Max Flexible APY
16%
Max Fixed APY
$50M+
Total Value Locked
Daily
Interest Payout

Flexible Products

Withdraw at any time with no lock-up period. Perfect for users who want liquidity while still earning yield.

  • No minimum lock period
  • Withdraw anytime
  • Daily interest accrual
  • Auto-compound option
  • Up to 8.5% APY
Higher APY

Fixed-Term Products

Commit your assets for a fixed period and earn significantly higher yields. Choose from 30, 60, or 90-day terms.

  • 30, 60, 90-day terms
  • Up to 16% APY
  • Guaranteed rates
  • Principal protection
  • Auto-renewal option

Available Products

Choose from a variety of earning products tailored to your investment goals.

U
USDT

Flexible • No lock-up

8.5%

APY

U
USDC

Flexible • No lock-up

7.8%

APY

B
BTC

Flexible • No lock-up

4.2%

APY

E
ETH

Flexible • No lock-up

5.1%

APY

Earnings Calculator

Estimate your potential earnings based on deposit amount and term.

Estimated Earnings

$9.86

Based on $1000 at 12% APY for 30 days

This is an estimate only. Actual earnings may vary based on market conditions and product availability.

How It Works

Start earning in three simple steps.

1

Deposit Assets

Transfer crypto to your ZenCard wallet from any external wallet or exchange.

2

Choose Product

Select a flexible or fixed-term product based on your investment goals.

3

Earn Rewards

Watch your earnings grow with daily interest accrual and compound options.

Your Assets Are Safe

Industry-leading security measures protect your investments.

Insurance Fund

Assets backed by comprehensive insurance coverage

Cold Storage

Majority of assets stored in offline cold wallets

Risk Management

Advanced algorithms monitor and mitigate risks

24/7 Monitoring

Round-the-clock security surveillance

Start Earning Today

Put your crypto to work and earn competitive yields with ZenCard's earning products.